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Will The Card Brands Lower Interchange Rates?

The card networks have come under pressure to lower interchange rates in number of countries, providing ammunition for retailers demanding similar cost adjustments in the U.S.

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How To Help Merchants Find Funding

Merchant cash advances work better for some merchants, while other merchants prefer business loans. Informed ISOs can help them make the choice.

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Net Neutrality Fosters Payment Innovation

For payment technology developers, the stakes couldn’t be higher as the FCC develops new rules that could support or eliminate net neutrality, a system in which web access is equal for most users,...

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ISOs Help Clients Pick Funding

ISOs and lenders are recognizing that business lending’s not a one-size-fits-all proposition, and they have come to rely on merchant cash advances for some businesses and merchant loans for others.

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ISOs Fuel Growth for Data-Driven Processor Swipely

Swipely began promoting its services through ISOs, value-added resellers and other third parties about a year ago, and the channel now accounts for a third to a half of the company's new customers.

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Square: Merchants First, Hardware Later

Square is adding global support for its Register merchant services app, a move that enables the company to measure demand in new markets before investing in the distribution of its hardware and other...

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Will Consumers Switch To EMV?

Many consumers finally have EMV cards or can access the same security through Apple Pay’s new mobile wallet. But will they change their habits?

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Rossi Embraces Change As New ETA Chief

Debra Rossi, an executive vice president at Wells Fargo and Co., is assuming the Electronic Transactions Association presidency during an era when technology and new entrants are reshaping the...

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Watches May Introduce Wearables

U.S. Bancorp is taking a fresh look at wearable technology and its potential for payments and other financial functions.

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Canada Lags U.S. In B2B Payments

Payments innovation usually begins in Canada and moves to the U.S., but that’s not the case for business-to-business payments, a category many ISOs overlook.

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New Products Help Fuel Verifone Recovery

After spending 2014 digging out of a fiscal slump, Verifone is setting up for an aggressive product rollout in the year ahead as its recovery shifts into high gear

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ETA Forges Ties With Regionals

The Electronic Transactions Association is bolstering its relationships with the nation’s four regional acquirer associations and with W.net, the organization that supports women in payments.

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Merchant Warehouse Rebrands As Cayan

Say goodbye to Merchant Warehouse and hello to Cayan, as the Boston-based ISO and technology provider changes its name to fit its changing business model.

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Think Before Going Wholesale

Andy Pitts, president of MLS Direct Network Inc., wasn’t prepared for all the unexpected costs—and headaches—that came along with becoming a full-fledged wholesale ISO.

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Apriva Finds Partner For Backend Functions

Apriva is integrating its payments gateway with software from a firm calledPOS on Cloud that performs backend functions that include inventory management, reporting, accounting and email marketing.

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Dallas Cowboys Become An ISO

Merchant acquirers have faced disruption from a number of powerful new entrants to the market in recent years, including Square, Apple and Google. Now, a pro football team is getting into the game.

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Crooks See Opportunity In ‘Smart Terminals’

As the trend continues toward “smart terminals” with integrated software for payments and other services, criminals seem likely to step up efforts to get their hands on a new treasure chest of data at...

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Human Touch Can Trump Tech

With technology at the forefront of payments, it’s tempting for industry players to become so enamored with the gee-whiz factor of the next new thing that they forget their end users—the consumers who...

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Payments Industry Faces 2015 Challenges

Hardship marked the end of the year for some of the biggest payments companies, and 2015 will bring even more challenges from rapidly changing technology and nimble startups.

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Agents’ Expectations Are Rising

These days, salespeople expect more technology and flexible compensation from their ISOs, industry sources report.

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